Mortgage Servicing Rights (MSR) Review
When acquiring Mortgage Servicing Rights (MSRs) on a flow or bulk basis, conducting due diligence on all (or a representative sample) loan files is essential to identify potential risk factors before servicing transfer. Our review audits are tailored to the specific MSR loan types being purchased, ensuring an efficient and accurate assessment. With deep expertise and flexible processes, we deliver the right level of review to support your MSR acquisition strategy.
Scratch and Dent Asset Trade Assessment & Diligence
We provide specialized assessment and due diligence services for mortgage loan Scratch and Dent assets. Our reviews identify root causes of defects, evaluate compliance and credit issues, and assess collateral quality. This detailed analysis supports pricing accuracy, risk mitigation, and informed secondary market trading decisions.
NPL & RPL
Loan Reviews
Non-Performing Loan Review (NPL)
We provide detailed, in-depth analysis of asset pools to enable our clients to make informed investment decisions. Our team conducts thorough and comprehensive reviews to support clients’ purchase strategies and the effective management of distressed assets.
Our Non-Performing Loan (NPL) review scope includes:
- Regulatory compliance review
- Payment history analysis
- Servicing comment review
- Collateral assessment
- Title review
Performing / Re-Performing Loan (RPL) Review
We audit Re-Performing Loans (RPLs) in accordance with client-specific guidelines. Our review scope includes:
- Regulatory compliance evaluation
- Payment history and/or servicing comment analysis
- Collateral and title review
- Validation of current collateral value
- Identification of outstanding liens
- Capture and validation of all tape data
This thorough process ensures data accuracy and asset quality, supporting confident investment decisions.