Below you’ll find answers to some of the most commonly asked questions about our due diligence services at Infinity IPS. If you don’t see the information you’re looking for or have a specific question about how we can support your business, please don’t hesitate to contact us — our team is here to help.
1. What is mortgage due diligence, and why is it important?
Mortgage due diligence is the comprehensive review and analysis of loan files to assess their quality, compliance, and risk before transactions such as securitizations or acquisitions. This process is crucial for identifying potential issues, ensuring regulatory compliance, and making informed investment decisions.
2. What types of loans does Infinity IPS review?
Infinity IPS conducts due diligence on a variety of loan types, including:
- Qualified Mortgage (QM) and Non-Qualified Mortgage (Non-QM) loans
- DSCR
- HELOC
- Agency
- Government
- Jumbo
- Residential Mortgage-Backed Securities (RMBS)
- Distressed assets
- Non-performing and re-performing loans
3. What services are included in Infinity IPS’s mortgage due diligence process?
Our due diligence services encompass:
- Credit underwriting
- Compliance reviews
- Property reviews
- Payment history analysis
- Servicing comment reviews
- Evaluation against applicable guidelines
4. How does Infinity IPS ensure compliance with investor and regulatory guidelines?
We utilize sophisticated audit software and a team of experienced auditors to assess loan files against guidelines from entities such as Fannie Mae, Freddie Mac, FHA, VA, and private investors, ensuring adherence to all relevant standards.
5. Does Infinity IPS offer services beyond mortgage due diligence?
Yes, in addition to mortgage due diligence, we provide:
- Loan Quality Control (QC)
- Title and Tax services
- Whole Loan Advisory
- Advisory services
6. What is included in your Title and Tax services?
Our Title and Tax services include:
- Nationwide non-insured title searches
- Property tax reports
- Owner and Encumbrance (O&E) reports
7. Who are Infinity IPS’s typical clients?
Our clients include investment banks, mortgage originators, government agencies, hedge funds, and real estate investment trusts (REITs), among others involved in the mortgage ecosystem.
8. How long has Infinity IPS been in operation?
Founded in 2003 by industry veterans, Infinity IPS has been delivering scalable and customized solutions to clients across the mortgage industry for over two decades.
9. How can I contact Infinity IPS for more information or services?
For more details on our services you can reach us at 877-463-8485 or email sales@infinity-data.com.